Missed bills usually come from having dates in too many places. Bringing them together on one page or in one spreadsheet fixes most of that. If you're paid every two weeks, budgeting by paycheck can also make the month easier to manage.

What to look for

  • Paper or spreadsheet. Spreadsheets add things up for you, and paper is harder to ignore on the fridge.
  • Your app. Check it works in the program you already use.
  • Pay cycle. Biweekly layouts suit paychecks better than monthly ones.

Our picks

12027 Bill Payment Tracker

Printable PDF

Best for bills, due dates and subscriptions

Keep bills, due dates and subscriptions in one place so nothing gets missed.

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Free through Creative Fabrica’s free trial, which renews unless cancelled.

2Bill Tracker Planner

Printable PDF · A4

Best for a simple printable page of monthly bills

A printable planner for tracking monthly bills and household expenses together.

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Free through Creative Fabrica’s free trial, which renews unless cancelled.

3Biweekly Budget Planner

Editable · Printable

Best for budgeting one paycheck at a time

Track income, bills and expenses by paycheck, with sheets for a budget binder.

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Free through Creative Fabrica’s free trial, which renews unless cancelled.

450/30/20 Budget Planner Spreadsheet

Google Sheets + Excel

Best for following the 50/30/20 rule

Annual and monthly budgets using the 50/30/20 rule, with savings goals and a subscription tracker.

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Free through Creative Fabrica’s free trial, which renews unless cancelled.

7Family Budget Planners

4 tools · Excel & Google Sheets

Best for a set of budget tools for the household

Spreadsheets with formulas and charts for annual, paycheck and bill budgets.

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Free through Creative Fabrica’s free trial, which renews unless cancelled.

8Editable Digital Budget Planner

Canva editable · Hyperlinked

Best for a digital budget you can restyle in Canva

A digital budget planner you can restyle in free Canva, changing colors, fonts, text and layout.

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Free through Creative Fabrica’s free trial, which renews unless cancelled.

Before you download

List every bill once, with its due date, before you do anything else. Most of the benefit comes from that first list.

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